How to Manifest Financial Freedom: Practical Tips from Kat Cozadd

Kat Cozadd’s journey is one of transformation, resilience, and self-discovery. As a transformational coach, manifestation expert, and host of the That's So Rich podcast, Kat has guided over 500 individuals—entrepreneurs, authors, creatives, and high-achieving women—to manifest lives filled with purpose and abundance. But before she could help others, she had to heal herself.

A Rocky Start: Finding Purpose in Pain

Kat grew up in a small Colorado town, surrounded by dysfunction and a lack of safety. From experiencing bullying to battling self-worth issues, Kat’s early life set the stage for struggles with anxiety, depression, and, eventually, substance abuse.

In 2019, Kat hit rock bottom. Drowning in $70,000 of debt, working long hours at an unfulfilling job, and plagued by hopelessness, she turned to a higher power. Her prayers led her to rediscover manifestation—but this time, intentionally.

“I woke up on my apartment floor and said out loud to myself, ‘You have the power to change your life.’” That was the catalyst for Kat’s transformation.

The Power of Intentional Manifestation

Kat’s approach to manifestation isn’t about “faking it till you make it.” Instead, she emphasizes intentionality:

  • Recognizing limiting beliefs that block your growth.

  • Healing deeply rooted pain to create fertile ground for change.

  • Embodying the person you aspire to become, even before external changes occur.

“Manifestation is simply using your thoughts and subconscious mind to create your reality,” she explains.

Kat’s own life changed dramatically in a single year. Through intentional practices, she shifted from living paycheck to paycheck to building a thriving coaching business.

Sobriety: A Game-Changer

One of the most pivotal steps in Kat’s journey was choosing sobriety. Quitting alcohol not only brought her clarity but also helped her rebuild her identity. “Everything I thought I’d lose by giving up alcohol, I actually gained—and so much more,” she says.

From genuine confidence to deeper relationships, Kat now sees sobriety as one of her life’s greatest gifts.

The Role of Inner Healing

For Kat, inner healing is the foundation of manifestation. She compares unaddressed traumas and limiting beliefs to weeds in a garden. “You have to pull out the roots,” she advises, “or those weeds will just keep growing back.”

Through techniques like mindfulness, somatic healing, and subconscious reprogramming, Kat teaches her clients how to clear mental and emotional blocks that prevent them from thriving.

Practical Manifestation Tips

Kat believes anyone can start manifesting their dream life by following these steps:

  1. Define Your Desires: Focus on how you want to feel, not just material outcomes.

  2. Clear the Blocks: Identify and heal limiting beliefs that hold you back.

  3. Embody Your Future Self: Show up every day as the person you aspire to be.

She reminds us that manifestation doesn’t require you to feel positive 100% of the time. “Aim for 51%,” she says. “It’s enough to create change.”

The Gift of the Journey

Kat’s story is a testament to the power of embracing the journey, no matter how uncertain it feels. “You don’t need a set destination,” she says. “Just the courage to move forward and trust the process.”

Her inspiring journey from rock bottom to abundance is proof that transformation is possible for anyone willing to do the inner work.

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